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Three Steps to Lock-in Your Rate
  1. Click here to lock your rate online or click here to download the lock-in form that you can fill out and fax to us.
  2. Pay the $400 none-refundable locking and application fee. We must receive the $400 before we can actually lock you the rate. The $400 locking and application fee will go directly to the appraisal company. Starting May 1st 2009, we are required by federal regulations to use lender-appointed home appraisers instead of the appraisers we choose. We have absolutely no control over your home value and you will lose the $400 even your property value does not support the purchase or refinance. By paying the $400, you also acknowledge to have received the good faith estimate and annual percentage rate disclosure from us. You will also receive the same disclosure by mail from the lender in a week or two. If the disclosure for the lender or the final settlement statement at closing is not consistent with our disclosure, you are entitled for a full refund regardless of the appraisal.

          You can pay the $400 locking and application fee with your credit cards through PayPal:

  1. E-mail or fax us application documents within two days. Here are the lists of loan document we need from you:

            Document List for a New Purchase
            Document List for  Refinance


© 2003-2008, The Ping Mortgage Company, a GA/TN/SC Residential Mortgage Licensee. GA license #19048 Last modified: February 28, 2009