|
| |
 |
Three Steps to Lock-in Your Rate |
- Click here to lock your rate online or
click here to download
the lock-in form that you can fill out and fax to us.
- Pay the $400 none-refundable locking and
application fee. We must receive the $400 before we can actually lock
you the rate. The $400 locking and application fee will go directly to the
appraisal company.
Starting May 1st 2009, we are required by federal regulations
to use lender-appointed home appraisers instead of the appraisers we choose.
We have absolutely no control over your home value and you will lose the
$400 even your property value does not support the purchase or refinance.
By paying the $400, you also acknowledge to have received the
good faith estimate and annual percentage rate disclosure from us. You will
also receive the same disclosure by mail from the lender in a week or two.
If the disclosure for the lender or the final settlement statement at
closing is not consistent with our disclosure, you are entitled for a full
refund regardless of the appraisal.
You can pay the $400 locking and application fee with
your credit cards
through PayPal:
- E-mail or fax us application documents within two days. Here
are the lists of loan document we need from you:
 Document
List for a New Purchase
Document
List for Refinance |
